Welcome to Rupee In Hand . Your privacy is important to us, and we are committed to protecting the personal information you share with us. This Privacy Policy explains how Rupee In Hand, a brand operated by Digner Fin-lease and Investment Private Limited, collects, uses, stores, and safeguards your information when you access our website or use our online financial services.

By using our website or submitting your information, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy.

Information We Collect

To provide our services efficiently, we may collect personal, financial, and technical information during your interaction with our website. This information may include your name, mobile number, email address, date of birth, residential address, PAN details, Aadhaar details (where permitted by law), employment information, income details, bank account information, and documents required for identity verification and loan processing.

In addition, we may automatically collect technical information such as your IP address, browser type, operating system, device information, cookies, and website usage data to improve website performance, enhance user experience, and maintain website security.

How We Use Your Information

The information you provide helps us deliver a seamless and secure borrowing experience. We use your information to process loan applications, verify your identity, complete KYC requirements, assess eligibility, communicate application updates, provide customer support, prevent fraud, improve our services, comply with legal obligations, and meet regulatory requirements.

We collect only the information necessary to provide our services and use it solely for legitimate business and regulatory purposes.

Sharing of Information

Rupee In Hand respects your privacy and does not sell, rent, or trade your personal information to third parties for marketing purposes.

However, we may share your information with lending partners, financial institutions, KYC verification agencies, payment service providers, credit bureaus, technology service providers, and government or regulatory authorities whenever necessary to process your application, comply with applicable laws, or provide our services.

All authorized third parties are expected to maintain appropriate confidentiality and security standards while handling your information.

Data Security

Protecting your personal information is our priority. We implement industry-standard security measures, secure servers, encryption technologies, firewalls, and controlled access systems to protect your data against unauthorized access, alteration, disclosure, or misuse.

Although we strive to maintain the highest level of security, no method of electronic transmission or storage is completely secure. Users are encouraged to keep their personal information confidential and avoid sharing sensitive details with unauthorized persons.

Cookies Policy

Our website uses cookies and similar technologies to improve website functionality, remember user preferences, analyze visitor behavior, and enhance the overall browsing experience.

You may choose to disable cookies through your browser settings; however, doing so may affect certain features and functionality of our website.

Third-Party Websites

Our website may contain links to third-party websites, applications, or services for your convenience. These websites operate independently and have their own privacy policies. Rupee In Hand is not responsible for the privacy practices, content, or security of external websites. We encourage users to review the privacy policies of any third-party websites they visit.

Data Retention

We retain your personal information only for as long as necessary to provide our services, process your loan application, comply with applicable laws, resolve disputes, and fulfill regulatory obligations.

Once your information is no longer required, it is securely deleted or anonymized in accordance with our data retention policies and applicable legal requirements.

Your Rights

Subject to applicable laws, you may request access to your personal information, update inaccurate information, correct your records, or request deletion of your information where legally permissible.

If you have questions regarding your personal information or wish to exercise your privacy rights, you may contact us using the details provided below.

Changes to This Privacy Policy

Rupee In Hand reserves the right to update or modify this Privacy Policy at any time to reflect changes in our services, technology, legal requirements, or regulatory obligations. Any updates will be published on this page with the revised effective date. We encourage you to review this page periodically to stay informed about how your information is protected.